OPTIMALISASI PERAN INTERMEDIASI BANK SYARIAH TERHADAP MASYARAKAT MISKIN (Studi pada Bank Sulselbar Kab.Bone)
DOI:
https://doi.org/10.30863/al-tsarwah.v5i1.3116Keywords:
Intermediation, Financing, Poor SocietyAbstract
This study discusses the Optimization of the Intermediation Role of Islamic Banks
Against the Poor (Study at Bank Sulselbar Kab.Bone). The data analysis that was used in this
study is a description of the analysis. This research was made because there is still a lack of
people involved in financing for the poor at Bank Sulselbar. The research conducted is
descriptive qualitative research using field research methods, namely observations and
interviews conducted by analyzing data sourced from the research location or place, namely
Bank Sulselbar in implementing the intermediation role of Islamic banks for the poor. This
research is also a library research.
Based on the result of the research that gained is the role of intermediation of Islamic
Bank toward the poor in increasing the the life of poor society in Bank SulSelbar is not already
exist. This is caused the most of poor society are not able yet to involved into bank system.
However, Islamic bank of Islamic sulSelBar keep helping the following poor society to pulfill
their needs or to increase their business owned those society, namely those found in the
Hasanah Titik Foundation by channeling tabarru funds such as Zakat, Infaq and Shodaqoh and
providing a number of microfinance loans to middle and upper class people who have
businesses with the aim of increasing the community's business and will also provide job
opportunities for the poor the
References
Andriansyah, Yuli, “Kinerja Keuangan Perbankan Syariah Di Indonesia Dan Kontribusinya Bagi Pembangunan Nasional†La Riba, 2009, Volume 3, No.2
Antonio, Muhammad Syafii, Bank Syariah: Dari Teori Ke Praktek Jakarta: Tazkia Cendikia, 2001
Amir, M. F. (2020). PERAN DAN FUNGSI OTORITAS JASA KEUANGAN (OJK) DALAM SISTEM KEUANGAN DI INDONESIA (PERSPEKTIF HUKUM ISLAM). Al-Amwal: Journal of Islamic Economic Law, 5(1), 59-71.
Gozali, Ahmad, Halal, Berkah, Bertambah: Mengenal dan Memilih Produk Invetasi Syariah. Jakarta: PT Elex Media Komputindo, 2004
Ikramuddin, , Muhammad, Analisis Peran Intermediasi Sosial Perbankan Syariah Terhadap Masyarakat Pelaku Usaha Mikro, Skripsi, Fakultas Ekonomi Bisnis Islam, Universitas Islam Negeri Raden Intan, Lampung, 2018
Muhammad, Metodologi Penelitian Ekonomi Islam,Edisi. Ke-1; Jakarta: Rajawali Pers, 2008
Notolegowo, Hantoro Ksaid dan Darwantos, Sinergi Intermediasi Sosial Perbankan Syariah dan Local Economic Development (LED) dalam Menunjang Kesejahteraan Masyarakat, Tesis, Fakultas Ekonomika dan Bisnis, Universitas Gajah Mada, 2018
Ridwan, Muh., manajemen Baitul Maal waltamwil (BMT), Yogyakarta: UII press, 2004
Rivai, Veithzal Dkk, Bank dan financial instution management, Jakarta: PT. Raja Grafindo persada, 2007
Suparyanto, Masyarakat Miskin. Jakarta : Tazkia Cendekia, 2011
Wawancara dengan Bapak Ganesha Aulia R di Bank sulselbar Syariah Jl. Ahmad Yani, 20 April 2022.
Wawancara dengan Bapak Andi Reza Ariesandi selaku Divisi di Bank sulselbar Syariah Jl. Ahmad Yani, 10 Februari 2022
Wawancara Ibu Andi Tenri wewe di Bank sulselbar Syariah Jl. Ahmad Yani, 10 Februari 2022
Yanti, Agus Fuji Peran Intermediasi Sosial Perbankan Syariah dalam Meningkatkan Fasilitas Pembiayaan bagi Masyarakat Miskin pada BNI Syariah, jln. Adam Malik Medan .Medan: Skripsi
Downloads
Published
How to Cite
Issue
Section
Citation Check
License
Authors who publish with Jurnal Ilmiah Al-Tsarwah agree to the following terms:
1. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License (CC BY-SA 4.0) that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work.





