OPTIMALISASI PERAN INTERMEDIASI BANK SYARIAH TERHADAP MASYARAKAT MISKIN (Studi pada Bank Sulselbar Kab.Bone)

Authors

DOI:

https://doi.org/10.30863/al-tsarwah.v5i1.3116

Keywords:

Intermediation, Financing, Poor Society

Abstract

This study discusses the Optimization of the Intermediation Role of Islamic Banks
Against the Poor (Study at Bank Sulselbar Kab.Bone). The data analysis that was used in this
study is a description of the analysis. This research was made because there is still a lack of
people involved in financing for the poor at Bank Sulselbar. The research conducted is
descriptive qualitative research using field research methods, namely observations and
interviews conducted by analyzing data sourced from the research location or place, namely
Bank Sulselbar in implementing the intermediation role of Islamic banks for the poor. This
research is also a library research.
Based on the result of the research that gained is the role of intermediation of Islamic
Bank toward the poor in increasing the the life of poor society in Bank SulSelbar is not already
exist. This is caused the most of poor society are not able yet to involved into bank system.
However, Islamic bank of Islamic sulSelBar keep helping the following poor society to pulfill
their needs or to increase their business owned those society, namely those found in the
Hasanah Titik Foundation by channeling tabarru funds such as Zakat, Infaq and Shodaqoh and
providing a number of microfinance loans to middle and upper class people who have
businesses with the aim of increasing the community's business and will also provide job
opportunities for the poor the

Author Biography

Marni M, IAIN Bone

Program studi Perbankan Syariah

References

Andriansyah, Yuli, “Kinerja Keuangan Perbankan Syariah Di Indonesia Dan Kontribusinya Bagi Pembangunan Nasional†La Riba, 2009, Volume 3, No.2

Antonio, Muhammad Syafii, Bank Syariah: Dari Teori Ke Praktek Jakarta: Tazkia Cendikia, 2001

Amir, M. F. (2020). PERAN DAN FUNGSI OTORITAS JASA KEUANGAN (OJK) DALAM SISTEM KEUANGAN DI INDONESIA (PERSPEKTIF HUKUM ISLAM). Al-Amwal: Journal of Islamic Economic Law, 5(1), 59-71.

Gozali, Ahmad, Halal, Berkah, Bertambah: Mengenal dan Memilih Produk Invetasi Syariah. Jakarta: PT Elex Media Komputindo, 2004

Ikramuddin, , Muhammad, Analisis Peran Intermediasi Sosial Perbankan Syariah Terhadap Masyarakat Pelaku Usaha Mikro, Skripsi, Fakultas Ekonomi Bisnis Islam, Universitas Islam Negeri Raden Intan, Lampung, 2018

Muhammad, Metodologi Penelitian Ekonomi Islam,Edisi. Ke-1; Jakarta: Rajawali Pers, 2008

Notolegowo, Hantoro Ksaid dan Darwantos, Sinergi Intermediasi Sosial Perbankan Syariah dan Local Economic Development (LED) dalam Menunjang Kesejahteraan Masyarakat, Tesis, Fakultas Ekonomika dan Bisnis, Universitas Gajah Mada, 2018

Ridwan, Muh., manajemen Baitul Maal waltamwil (BMT), Yogyakarta: UII press, 2004

Rivai, Veithzal Dkk, Bank dan financial instution management, Jakarta: PT. Raja Grafindo persada, 2007

Suparyanto, Masyarakat Miskin. Jakarta : Tazkia Cendekia, 2011

Wawancara dengan Bapak Ganesha Aulia R di Bank sulselbar Syariah Jl. Ahmad Yani, 20 April 2022.

Wawancara dengan Bapak Andi Reza Ariesandi selaku Divisi di Bank sulselbar Syariah Jl. Ahmad Yani, 10 Februari 2022

Wawancara Ibu Andi Tenri wewe di Bank sulselbar Syariah Jl. Ahmad Yani, 10 Februari 2022

Yanti, Agus Fuji Peran Intermediasi Sosial Perbankan Syariah dalam Meningkatkan Fasilitas Pembiayaan bagi Masyarakat Miskin pada BNI Syariah, jln. Adam Malik Medan .Medan: Skripsi

Downloads

Published

2022-09-22

How to Cite

M, M. (2022). OPTIMALISASI PERAN INTERMEDIASI BANK SYARIAH TERHADAP MASYARAKAT MISKIN (Studi pada Bank Sulselbar Kab.Bone). Jurnal Ilmiah Al-Tsarwah, 5(1), 84–92. https://doi.org/10.30863/al-tsarwah.v5i1.3116

Issue

Section

Articles

Citation Check